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Personal Loan
What is a personal loan?
A personal loan is an unsecured borrowing instrument that lets you get funds without pledging assets. It is usually a short-term loan, with tenure that can range between 1 and 5 years. These loans are easy to avail, and you can get an instant personal loan online through Mani Fincare.
Mani Fincare will connect you to a lending partner of your choice, and our team will take you through the process quickly. Choose from our catalogue of personal loan partners — banks and NBFCs — according to your needs for rapid approval and swift disbursal.
Unplanned expenses and medical emergencies can crop up unexpectedly. Mani Fincare’s personal loan is available online, instantly, and through a transparent process.
How to apply for a personal loan
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1
Check
Check eligibility on call
Call us with your income, existing EMIs and the amount you need. We shortlist banks and NBFCs that fit your profile.
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2
Submit
Share KYC and income proof
Identity, address and income documents (salary slips, bank statements or ITR) keep the file moving.
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3
Verify
We start verification
Your application goes to the lender for verification. We stay with you until the loan is disbursed.
Features of a personal loan
Already know your amount and want an instant, easy, online process?
No collateral or security
No collateral or mortgage to avail a personal loan. Approval is based on your credit score, credit report, repayment history and other criteria.
Minimal documentation
Identity proof, proof of residence or address, and income proof are the usual requirements.
Flexible loan amount and tenure
Factors that determine your loan value include repayment history, monthly income, age, profession and employer reputation.
Quick disbursal
Once approved, disbursal often happens within a few hours. Pre-approved personal loans can be even faster.